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Rate on 30-year mortgage drops to record 3.89%
WASHINGTON – Jan. 13, 2012
– Fixed mortgage rates fell once again to a record low, offering a great opportunity for those who can afford to buy or refinance homes. But few are able to take advantage of the historic rates. Freddie Mac said Thursday the average rate on the 30-year fixed mortgage fell to 3.89 percent. That’s below the previous record of 3.91 percent reached three weeks ago. Records for mortgage rates date back to the 1950s. The average on the 15-year fixed mortgage ticked down to 3.16 percent. That’s down from a record 3.21 percent three weeks ago.
Mortgage Rate Trend Index
January 13, 2012
Experts polled by Bankrate.com this week disagree on what will happen next. While only 6% predict further rate declines over the short term, 47% don’t expect any changes. The remaining 47%, however, foresee rates going up.
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